Suze Orman Gives Homework

On her last show (10-10-09), she had a girl that was making $80,000 a year, and ended up leaving a career, got married, lost herself, got divorced and is now in debt living with her sister. Suze asked what is the one thing holding her back and she replied with the exact same answer that I was going to give…FEAR. Suze gave her an assignment to do for the next thirty days and I have taken it upon myself to do the assignment too.

She told her to create a new ‘truth’. She said to write down on a piece of paper 25 times a day, “I am more successful than I ever drempt possible” and to repeat it to yourself a few times a day while looking at yourself in the mirror. Look directly into your eyes and repeat that saying. Do this for 30 days and see where you are and what changes have taken place.

I, being a big believer in the law of attraction, believe that when you think positive, positive things happen. With the way I have been thinking lately with the mortgage, life in general, my husbands lack of work, all the anger, etc…it dawned on me that I am putting too much focus on the negative aspects. SO, once again, it took Suze to snap me out of my weekly funk and I am going to put as much effort in this as I can and at the end of the month, I really want to feel that the saying is in fact my new truth!

I will share my journey with you….

Beefy Bean & Tator Casserole

Makes 8 servings
• *1 pound lean ground beef (make sure to use lean or it will be really greasy)
• 1/2 teaspoon salt
• 1/4 teaspoon pepper
• *1 onion chopped
• *1 16-ounce bag frozen green beans
• *1 can cream of mushroom soup
• *1 cup shredded cheddar cheese
• 1 21-ounce bag tater tots
****1. Crumble raw ground beef in bottom of slow cooker. Sprinkle with salt and pepper.
2. Layer remaining ingredients on beef in order listed.
3. Cover. Cook on high 1 hour, Reduce heat to low and cook for 3 hours.

Personal Alteration from community member Trillmom:
* I used 2.5 lbs of beef, no onion, canned green beans to cover the beef, family size can of great value soup, 2 cups cheese.
****I fried and drained my ground beef first, simply because I don’t buy lean ground beef – it’s too expensive. I then layered everything in the pan, and put it in the oven for at the temp and time for the tater tots. It turned out perfect, and the kids LOVED it!!
This meal cost just over $12.00 – I buy in bulk so the cost is really an estimate – you could probably follow the original and do it for close to $5 – that’s a great way to feed 5 people!

Ground beef – 5lbs $9.88 = 4.94
Green beans – Giant can $3.16 = $1.00
Soup – $1.94
Cheese, 6 cup bag – $5.84 = $2.92
Tater tots $1.33

Get 10% off until September 30, 2009

My Beading Art is discounting orders 10% until September 30, 2009.
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Hedy Huk is a self-taught beader and has been making jewelry since she was a kid – when nothing was more exciting than a few hours in a bead store. Her mind would spin as she set eyes on beads she’d never imagined before, mixing and matching new beads with ones in her collection. She dreamed of all the possible designs she could create with the perfect balance of bead shapes, sizes, colours and textures.

See all that she has to offer and get your 10% off use the code “sawitblog” in the “Notes To Seller” portion and wait for the Paypal invoice. Any questions, please visit My Beading Art.

Summers over but the Games continue – Giveaway

Summer is just about over and fall is right around the corner but no matter what season, one thing will remain constant and that is kids (and adults) love for video games. We have an amazing gamers giveaway and all you have to do is share with us (in detail) what your favorite summer Wii game has been to play, either alone or with your family and how playing video games has brought your family together. We want creative answers, stories, details, not just one word answers. We want to see some thought put into your replies and from there a random winner will be selected to win the following gifts:

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The above shows, the Wii NERF Racing Wheel, the Wii NERF Sports Pack, Transformers Stylus and Armor (will receive one style not known), and the Wii Energizer Induction Charger. The prize package retails for approximately $100.00

Giveaway will run from September 15, 2009 to 11:59pm September 30, 2009. Winner will be announced on October 1, 2009 and products will be shipped directly from the manufacturer shortly there after.

GIVEAWAY HAS ENDED: WINNER IS CAROL

Enjoyed Summer by Staying Home

Many families were trying to find things to do this summer with their kids, myself included, but the one thing that I noticed we did more of was playing games. We played board games, card games, outside games in the pool and different sport games, and yes, the very popular video games. I would venture to say that our game playing was at it’s all time high this summer! Our favorite game was our Wii system. We got some exercise in, drove a little, battled each other in strength and knowledge and had a great time growing as a family. We enjoy playing video games at home because other than the cost of a game, or even a rental from our favorite Family Video, and yes, we even took a few games out from our local library, the cost involved was very minimal overall. I was contacted by Performance Designed Products to have our family test out a few products and see how they enhanced our game play. PDP is a top name in video game accessories and has several products to keep kids entertained all summer and winter long.

As you may know from playing your own Wii games, the batteries in the controllers are eaten up so quickly. I was changing the batteries at least two to three times a month! Yes, we used our system a lot! When I received the Energizer 4X Charge Station for Wii controllers (retails for approximately $39.99) I was thrilled and excited beyond words! I don’t have to keep a stock of AA batteries in my house at all times. It is the simplest product to use. All you do is plug it in, replace your regular batteries with included rechargeable batteries and slide the controllers in the openings. The red/orange light means it is charging and the green light means its fully charged. It is the best recharging station that I have ever used. The other charging station that we received was the 2X Induction Charge Station (retails for approximately $49.99). This was another amazing little product because our old charging station did not allow for us to keep our silicone sleeves on, making charging the controllers a royal pain in the butt because we had to keep putting on and taking off that sleeve. Again, all you need to do is plug it in and put the controllers in the base and watch the lights change colors from uncharged to charged!

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My family game night fun only just begun as the kids got to open their testable products. PDP has a NERF line of products and the kids were having a blast playing with those! I think I may need to get two more sets though! The kids have to take turns using the NERF products but I have found that the fighting over the product hasn’t even started! They are surprisingly taking what they learned in preschool about sharing and are putting it to action with these products. The NERF Sports Pack (retails for $19.99) comes with a fun add-ons for Baseball, Golf, and Tennis. Within the handle of the pack you place your Wii controller and then simply attach it to which ever sport accessory you are playing at the time. I thought it would be difficult for the kids to take apart and change but they seem to have figured it out better than me! Driving has never been more fun with NERF’s driving wheel (retails for $9.99). It is made using that special NERF foam, gosh I love that foam. I think that NERF foam is loved by all, really, who doesn’t love NERF foam products? Each kid gave their thumbs up to these sporty accessories!

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My son was over the moon with his Transformer DS kit (retails for $19.99). The kit comes with it’s armor, that wraps or encases the Nintendo DS to protect it from elements and those endless, “Oops, I dropped it” moments. It also comes with a “really cool” matching stylus. He takes his DS everywhere and I am so glad that he loves this kit. If you have a child who is constantly dropping their system, you really need to pick one of these up! It also comes in the “Bumblebee” style.

All in all the products that we (myself and my three children) tested exceeded our expectations. I loved the recharging systems while the kids loved the NERF Wii and Nintendo DS products. It was a happy medium and completely helped in making our game nights more fun! Just knowing we had controllers that worked was all I needed![

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Our fun doesn’t stop here though because we are going to be giving away some of the same products to one lucky reader! The details for this giveaway will be posted on Monday. Moms With A View and PDP will be giving away the following products: – NERF Racing Wheel, – NERF Sports Pack, – Transformers Stylus and Armor, and the – Energizer Induction Charger. Get your camera’s ready so you can share with us how you spent your summer!

Talking to kids about money

In light of the current economic turn, have you discussed how to handle money with your children? I was thinking back to when I was younger and that topic of money and the family budget was never discussed. We just always assumed we were rich! Well, at 7 years old in the early 70’s anything over a dollar made you rich! We were never really taught to ‘save’ our money. It wasn’t until I wanted to get married that I really learned how to budget and that was because we had to pay for our own wedding. We had to come up with $18,000.00 on our own. That meant, everything we made went right into our wedding fund. So that got me thinking. Two months ago we sat down with the kids and explained our situation to them. We told that that things were going to change and that they were going to start to see the changes. That meant, no more fast food just because, that meant, no more going to the movies on the first day it opened, that meant, no expensive clothing, that meant, if we went into a store, they would not be leaving with anything other than the food we went in to go and get. It was a lot for them to take in, but they have adjusted beautifully! When we go out, I tell them, the only way they can buy something is if they buy it with their own money.

My oldest who is now 11 saves her money and really puts a lot of thought into whether or not she wants to buy something. Half the time she puts what she ‘thought’ she ‘wanted’ back because then she won’t have as much money. You can totally see the wheels turning when she realizes she won’t have as much money and it really makes me proud to see that she has started to determine a want from a need at such an early age. Perhaps if I was taught that at her age, I wouldn’t be in this situation I am currently in.

My son on the other hand is going to be 8 and he still wants things right then and there. However, he knows that he doesn’t have the money because he can’t save any money over $5.00 without spending it. I am consistent with him and I hope that he too will catch on that you can’t always get what you want when you want it and that you do have to save for things that are important to you. That he too will be able to to determine a want from a need.

My youngest amazes me too! She is going to be 5 and when we go out, she picks up things left and right, holds them through out the store and when it is time to leave, I have told her we are not getting that about 5 times and as we approach the registers she very nicely tells me that maybe Santa can get that for her, to which I reply with a simple, “maybe”.

What have been the conversations like with your children? Are you open with your family budget to a degree that they will understand? We currently have two “Family Fund” jars on our kitchen counter and what ever loose change the kids find laying around, they decide which “Fund” is more important to them and put the money in it to some day be able to go into the store and purchase exactly what they have saved up for. One fund is to redecorate their bathroom (we have a babyish looking bathroom that does need updating now that they are not babies) and they have already picked out what they want to decorate with! The other is for a dinner at our favorite restaurant, Texas Roadhouse! We love their food and it always costs us an arm and leg when we have been able to go. By saving and working as a family for two things that we ‘want’ to do, it is bringing us closer together and the kids are playing an active role in the family budget and they too have a sense of pride when we reach our goals.

Future Young Hollywood Star?

My oldest daughter wants to be a singer, actress, designer, anything that is in the entertainment or creative areas, she wants to do it. Believe me when I say, she can be whatever she wants. She walks around the house singing all the time and she does have such a beautiful voice for an eleven year old. We wrote an original song but without music it lacks something, so she was covering other singers. Check out this video and tell me honestly what you think…being her mom, I am biased. 🙂